Taxes are estimated from these. Change them and watch your Number move.
%
Rough effective state income-tax rate. Estimates only.
Housing
Monthly housing$0
Monthly spending
Your categories. Rename, remove, or add anything. These are after-tax dollars.
Monthly spending$0
Debts
Balance, rate, payoff speed → payment. Toggle one off to model deferral, payoff, or discharge.
Monthly debt payments$0
Goals & big-ticket items
A ring, a wedding, a down payment, a baby. Set the amount and the months until you need it, and it becomes a monthly set-aside.
Smart calculators are a Pro feature. Tap to see pricing. Pro members: tap again to remove one.
Monthly toward goals$0
The math
Housing$0
Spending$0
Debt payments$0
Goals set-aside$0
Total monthly (after-tax)$0
Annual after-tax need$0
Estimated taxes$0
You must earn$0/yr
Scenarios
Price different lives (lean year, dream year, new city) and compare them.
No saved scenarios yet.
Compare PRO
Side-by-side: monthly spend and required income for every saved scenario.
More
Account
Household setup
Rebuilds your sliders and reference points for your household (saved scenarios are safe).
Your data
Your plans live on this device by default. Sign in (Account, above) to back them up and sync across devices. No bank logins, ever.
Delete your account
This removes your account and the plans saved to it. It cannot be undone. Plans stored only on this device are not affected. Export a backup first if you want to keep a copy.
Upgrade
Free plan · 1 saved scenario, core planner.
Earn Enough · estimates, not financial advice
Sign in to Earn Enough
Back up your plans and pick up where you left off on any device. New here? Enter an email and password below to create an account.
or
No bank logins, ever. Your plans are private to your account.
What you earn now
Gross per year, before tax. We use it only to show the gap to your Number. It stays on your device.
$
Your plans
Save this setup as a plan, or jump between saved plans.
Let's set up your plan
A few quick questions so your sliders and reference points fit your household. Everything stays on this device.
Unlock Earn Enough Pro
Unlimited saved scenarios, side-by-side compare, the smart calculators (ring · wedding · down payment), and unlimited debts.
$6.99
per month
$39.99
per year
SAVE 52%
$79.99
lifetime
PAY ONCE
already have pro?
Checkout coming soon. This build unlocks Pro free as a beta thank-you.